Think of your broker as a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with you, our clients, and we always think of your best interests, not those of the bank.
With the constant moving of lending policies and the banks changing their market appetite, conducting a Home Loan Review may save you money and time that you would otherwise give to the banks unknowingly.
You can buy a home sooner with special home loan options like family pledges, where family helps to guarantee part of your home loan. We can help you apply for the First Home Owner Grant and for stamp duty concessions.
Shedding light on the crucial decision between Interest only loans Line of credit loans, which can save you thousands and give you attractive tax deductions.
Looking to go on that holiday or overseas trip, need the extra funds for a home renovation, maybe you need to consolidate some debts or buy your dream car?
We can help you understand the wide variety of loan types available and do all the legwork in sourcing the right business loan for your needs.
The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.
A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.
A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.
We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership arrangement with an insurance brokerage firm About risk we are able to offer our clients a range of different insurance opportunities. This service offers free consultation
Our promise to you
Majestic Finance are dedicated, qualified mortgage brokers in Melbourne who are willing to go the extra mile to find the best fit for home and investment financing.
Mortgage Broker & Home Loan Specialists Australia
Suite 13, Level 4, 150 Albert Road
South Melbourne VIC 3205
